Car Insurance tips that could help save you money courtesy of Esurance

Explore Auto Insurance Discounts

  • Safe Driver Discounts
    Without the extra cost of auto repairs and speeding tickets, it's no surprise that good drivers save money on their auto expenses right off the bat. Some states reward safe drivers with discounts
  • Specialized Occupation Discount
    If you or your spouse is currently employed as an engineer, educator, or a scientist, you may be eligible for an auto insurance discount.
  • Car Alarms
    Investing in car alarms to protect your vehicle from theft will give you piece of mind, and it may save you money on your auto insurance. Other anti-theft devices, like certified car tracking systems may also earn you a car alarm discount.
  • Safety Equipment
    If you're in the market for a new car, get one that has the latest in safety equipment. Your vehicle's safety equipment could save you money on your auto insurance, but more importantly, it could save your life.
  • Good Students
    Young drivers are generally inexperienced behind the wheel and are known for being high-risk takers, which helps to explain why auto insurance premiums are so high for this age group. Doing well in school may save you or your young driver some money on auto insurance. Good students in certain age groups may qualify for an auto insurance discount.

Get your auto insurance quote at Esurance to find out if you qualify for any of the above discounts

Make your auto insurance dollar work for you more

To get the most value out of the money you spend on auto insurance, it may be a good idea to choose the highest liability and deductible levels you can comfortably afford. Why? Remember that you buy insurance to help you if something bad happens. Higher limits mean that there's more financial help available to you if you get into an accident. That's why higher limits are generally better than the minimum required in many states.

Unsure how to pay for higher limits? Higher deductibles help you save money on your regular auto insurance premium. When you choose a deductible, think about which you'd prefer -- paying more now or paying more later if you ever need to file an auto insurance claim. A higher deductible will lower your auto insurance premium, but you'll have to pay that higher amount if you have to file a claim. When you select a lower deductible, it's just the opposite.

When you get auto insurance quotes online, don't just go with the lowest priced coverage package unless you have to. The price isn't right unless you're adequately covered.

Drive safely

Safe driving is one of the best ways to keep your auto insurance rates low. (Even more important, it helps saves lives!) Speeding tickets and fender benders only increase your auto insurance costs. Drivers with good driving records often benefit from safe driving discounts as well.

Pay your all your bills on time (even those not related to auto insurance).

Auto insurance companies use several pieces of information to assess the potential risk a driver represents. One important rating factor, applicable in some states, is the credit-based insurance score. Insurance industry statisticians and actuaries have found that folks who pay their bills on time are generally better drivers. When auto insurance companies think you're a better driver, you generally get a better rate.

Shop around.

Sometimes, loyalty doesn't pay. You may be paying more than you need to by staying with the same auto insurance company! Every 6 months, you should compare prices with several auto insurance companies to find the best deal. You may be surprised at how much you save when you shop around.

Most people don't know that they can change and cancel their policies at any time. You don't have to wait until your policy expires or renews to take advantage of a better deal on auto insurance. However, because you never want to have a gap in your auto insurance coverage, it's better to sign up for new coverage and then cancel your existing policy.

Start Your Online Car Insurance Quote(s) Today

If your objective is to obtain the most cost effective car insurance, your first step should be to obtain multiple car insurance quotes for comparison purposes.

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