Posts Tagged ‘Donegal Insurance’

Amica Car Insurance

Tuesday, May 25th, 2010

The top ten professions that crash their cars the most and get the most speeding tickets may surprise you, but they may not.  According to “Who Crashes the Most? Car Accidents by Occupation,” Kat Zeman reports that doctors are the number one culprits.  Insurance companies like Amica Car Insurance often take professions into account when quoting your rates.  They are used in conjunction with many other factors like your driving record, past claims, credit history, age, gender, location, and the kind of car you drive though.  Doctors might account for a large number of crashes and speeding tickets because they are tired after working long hours or are rushed to get to hospitals when they’re on call.

Lawyers account for the second largest amount of car accidents.  Architects are in the third largest amount of accidents and have quite a high number of speeding tickets.  Real estate brokers come in fourth place for accidents, possibly because they spend a lot of time on their cell phones.  Enlisted military personnel are fifth and social workers are sixth.  With the amount of time social workers spend on the road, they might already pay more for car insurance from companies like Donegal Insurance.  Manual laborers and analysts come in seventh and eighth place in car crashes.  Engineers and consultants round out the top ten spots.  Even with the higher accident and speeding ticket rates of these ten professions, students are still by far the worst offenders.

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Compare Car Insurance from Rental Car Companies Before Purchasing

Thursday, January 28th, 2010

A recent lawsuit brought to the United States Court of Appeals, Ninth Circuit clarifies the breakdown of insurance coverage when dealing with supplemental rental car insurance.  In Auto Rental News, the article “Lawsuit Highlights Responsibilities of Rental Car Supplemental Insurance” explains the recent lawsuit between Vigilant Insurance Company/GEICO and Lincoln General Insurance Company/DTG Operations.

A man driving a rental car in Las Vegas was involved in a car crash.  He had purchased supplemental insurance from the rental company, Dollar Thrifty Group (DTG).  This insurance had coverage from DTG and supplemental liability insurance from Lincoln.  Compare car insurance that you purchase from a rental company before assuming that they will cover any problems.  Lincoln fought paying the balance after DTG’s coverage was exhausted with the argument that the driver’s private insurance, GEICO, should exhaust their coverage before Lincoln.

The court disagreed and forced Lincoln to pay back the money covered by GEICO and Vigilant, which totaled $500,000.  Basically the court said that it didn’t make sense for Lincoln’s supplemental coverage not to kick in until after the driver’s personal car insurance.  They said that Lincoln was falsely representing their coverage to DTG which could cause problems in the future.  What would really be the point in purchasing supplemental insurance if your personal insurance paid the accident bill anyways?  Companies like GEICO or Donegal Insurance and its subsidiaries would have to raise rates to cover the cost of paying for insurance that was supposed to be covered by a supplemental plan.

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Donegal Insurance + Kia Soul Could = Cheap Car Insurance

Tuesday, November 24th, 2009

The US Insurance Institute for Highway safety chose the 2010 Kia Soul as its ‘Top Safety Pick’, according to theautochannel.com.  If you shop around, a safer car can make for cheap car insurance.  This is the Kia Soul’s 2nd year in a row for the award in the small car category.  It has also won awards from Time Magazine, Popular Mechanics, and Auto Week Magazine since launching in March.  Both consumers and the media seem to love this car for offering the entire package.  While the Soul is popular with teens, consumers from many age groups are interested in its funky look, safety features, and low insurance expense.

Donegal Insurance, with headquarters in Marietta, Pennsylvania serves regional property and casualty insurance needs.  When their customers drive cars like the uber-safe Kia Soul, they can be comfortable with insurance premiums to match the added safety features their customers have purchased.  Donegal Insurance is made up of 7 regional insurance companies throughout the United States’ Mid-Atlantic, Southeast, and Midwest.  They excel in customer service and profitability.  If you are looking for cheap car insurance compared to other companies, having a safe car like the Kia Soul might be the way to get that with Donegal Insurance.

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