Archive for the ‘State Farm Insurance Quote’ Category

State Farm Insurance Quote Lower With iPhone App

Tuesday, March 30th, 2010

Young drivers have a new way to get a lower State Farm Insurance Quote.  State Farm introduced its second iPhone application last month and 9,000 people have already downloaded it.  This information is from “New State Farm app aimed at young drivers” by Ryan Denham of Pantagraph.  The application is called Steer Clear Mobile and is geared towards drivers under age 25.  They download videos, trip logs, and self-assessments to their iPhone or iTouch and go through this safe driving program.  The Steer Clear discount program can save young drivers up to 15% off of their car insurance.

State Farm’s mobile team wanted to take advantage of a media form that young drivers use and try to make them all safer.  Since they may not tell their parents or teachers that they have driving questions, the hope is that they’ll learn how to drive safer and buy State Farm car insurance because of the discount.  This program was previously available, but was done either through an agent or by downloading and printing out the forms.  The program takes a few weeks to complete and must be reviewed by an agent for verification.  Some added benefits to iPhone application users are a section on driving tips based on weather and places to find an agent.

Car Insurance Rates Increase in Louisiana

Wednesday, December 30th, 2009

Drivers in Louisiana can expect to pay at least $71 a year more in car insurance starting January 1, according to KTBS News’ article “Car insurance bills to rise for Louisiana drivers.”  This new law that increases the required minimum liability coverage will effect over one million people in Louisiana.  Unfortunately for the drivers, many are not even aware that this new law has passed.  Insurance companies did not have to notify their policyholders in advance of this required increase in their coverage.

The current law in Louisiana requires what is known as “10-20-10″ liability coverage for cars and trucks.  That means $10,000 of coverage for the injury or death of one person from a car accident, $20,000 of coverage for more than one person, and $10,000 of damaged property coverage.  This new law ups the coverage to $15,000, $30,000, and $25,000 respectively.  A State Farm Insurance quote will now work those new figures into your policy.  Even those who carry minimum insurance will see a significant increase in their policy amounts.

Student Discounts with a State Farm Insurance Quote

Thursday, September 24th, 2009

In the Wall Street Journal’s article “Premium Opportunities” by Aleksandra Todorova, the issue of student discounts from State Farm Insurance is discussed.  When teenagers are added to their parents policies, car insurance rates can double.  Once the students head off to college and maintain good grades parents should get a State Farm Insurance Quote to see if they can get a discount.

Since boys typically add more to their parents insurance to start with they usually receive larger good student discounts.  Discounts can range from 9%-35% depending on gender, how much they drive, and some other factors.  Dairyland Insurance can get you numerous car insurance quotes, including for State Farm.  For those thinking that maybe they should just purchase a separate policy for their student, research from Indianapolis shows that adding a student to their policies is an average of $400 cheaper than getting them their own policy.