A recent report from the Texas Department of Insurance was highlighted in a press release entitled “Texas Regulators: Auto Insurance Market is Competitive, Rates Remain Stable” posted on Yahoo!’s finance section. As the market becomes more competitive in Texas, Texans should be able to find cheap car insurance. Nine insurance providers came into the Texas car insurance market between January of 2009 and December of 2010. In addition to that, existing insurers in Texas introduced twenty-two new products for personal auto insurance coverage.
Overall car insurance rates in Texas were stable in 2010. Fifty-six percent of the rate filings showed no change in price, thirty percent showed increases, and fourteen percent showed decreases. Customers looking for State Farm car insurance quotes or quotes from other insurers should be satisfied that overall car insurance rates have remained stable in Texas. With that information and the fact that new insurers are making rates more competitive, Texans have received better news in 2010 than the three percent increase of 2009.
There was a huge decline in 2010 in the number of Texans enrolled in the state’s high risk car insurance pool. From more than 31,000 policies issued in 2005 to just over 8,000 in the first eleven months of 2010, Texans are finding car insurance elsewhere. This is most likely due to the increased competition in the car insurance market. While the state will further research this decline, it is a good sign that fewer Texans have to turn to this last resort high risk car insurance through the state.
The three states you are most likely to hit a deer with your car in are West Virginia, Michigan and Pennsylvania according to “Deer-vehicle collisions rise in Pennsylvania.” The article, by Bob Frye of the Tribune-Review, highlights an expensive issue for car insurance companies. With an average vehicle repair cost of $2,950 per incident, living in a high-risk state could effect 
