Archive for the ‘Allstate’ Category

Allstate Finds Where You’re Least Likely to Crash

Monday, September 5th, 2011

Drivers in Fort Collins, Colorado are the least likely in the nation to get into a car accident.  For their yearly Best Drivers Report, Allstate auto insurance ranked the biggest 200 cities in the United States to see how often drivers get into car crashes.  Online Auto Insurance News’ Gregor McGavin wrote about the results in “Insurer Ranks Major US Cities By Drivers’ Odds of Crashing.”  Fort Collins drivers only get in an accident once every fourteen years, which is significantly less than the national average of every ten years.  Drivers in Washington D.C. double the frequency of the national average getting in accidents once every five years, the highest frequency in the U.S.

An Allstate spokesperson says that they perform this study to get people talking about car crashes and safety on the roads.  Finding cheap car insurance just might be easier if you live in one of the cities rounding out the top ten least likely to have a car accident.  Following Fort Collins are Boise, Idaho; Lincoln, Nebraska; Chandler, Arizona; Huntsville, Alabama; Knoxville, Tennessee; Springfield, Missouri; Reno, Nevada; Eugene, Oregon; and Chattanooga, Tennessee.  The frequency of crashes and the number of people getting hurt in crashes has been going down year to year.  Even so, safety experts hope to decrease that number even further, especially when it comes to fatalities.  It can also be hard finding cheap car insurance from Allstate or any other insurer after even one accident.

Dairyland Auto Insurance for the Blind

Wednesday, August 4th, 2010

The technology allowing blind people to drive is actually closer than you might realize, according to MSN‘s “Car Insurance for Blind Drivers.”  Kat Zeman of Insure.com wrote in the article that a Ford Escape outfitted with “nonvisual interface technology” has been developed by the National Federation of the Blind and Virginia Tech.  The prototype will be released in January of next year, but the possibility of mainstream models on the road is still years away.  How will Dairyland Auto Insurance and other companies come up with a way to insure blind drivers on the road?  It’s something that they will have to think about soon, if they haven’t already.

Most car insurance companies do not have any policies or guidelines for insuring visually or hearing impaired drivers on the road.  Car insurers in California don’t currently charge more for hearing impaired drivers.  Companies like Allstate require you to have a valid driver’s license in order to obtain insurance.  Since that requires you to pass a vision test, they don’t ask for anything further.  If the vision guidelines change in the future, so might the policies of car insurance companies.  It looks like they aren’t really sure what they’ll do in the future.  It all depends on the development of this vehicle for blind drivers and the direction the government takes.