Archive for November, 2009

Donegal Insurance + Kia Soul Could = Cheap Car Insurance

Tuesday, November 24th, 2009

The US Insurance Institute for Highway safety chose the 2010 Kia Soul as its ‘Top Safety Pick’, according to theautochannel.com.  If you shop around, a safer car can make for cheap car insurance.  This is the Kia Soul’s 2nd year in a row for the award in the small car category.  It has also won awards from Time Magazine, Popular Mechanics, and Auto Week Magazine since launching in March.  Both consumers and the media seem to love this car for offering the entire package.  While the Soul is popular with teens, consumers from many age groups are interested in its funky look, safety features, and low insurance expense.

Donegal Insurance, with headquarters in Marietta, Pennsylvania serves regional property and casualty insurance needs.  When their customers drive cars like the uber-safe Kia Soul, they can be comfortable with insurance premiums to match the added safety features their customers have purchased.  Donegal Insurance is made up of 7 regional insurance companies throughout the United States’ Mid-Atlantic, Southeast, and Midwest.  They excel in customer service and profitability.  If you are looking for cheap car insurance compared to other companies, having a safe car like the Kia Soul might be the way to get that with Donegal Insurance.

Fewer Road Deaths Might Lower Dairyland Insurance Rates

Wednesday, November 18th, 2009

According to “Drunken driving, and motorcycle deaths decline” by Gary Richards in the Daily Democrat, deaths caused from drunk driving and motorcycle crashes have declined in California.  He believes that in addition to harsher laws, better enforcement, and stronger public awareness outreach, the economic downturn has also had an impact.  People are staying home to drink rather than spending money at bars and having parties or tailgates.  They may also be less apt to buy a motorcycle or to take weekend road trips up the coast that cost money.

Dairyland Insurance specializes in motorcycle insurance along with their auto policies.  It is possible that lower death rates caused by fewer crashes could help to decrease insurance rates nationwide.  DUI’s now stay on your record for 10 years instead of 7 and some counties are running trial programs where even first time offenders will have to blow into a breathalyzer before the ignition on their car will start.  Whatever it takes to get people to be more careful on the roads means fewer crashes and less money that insurance companies are paying out.  And a lower death rate is good for everyone on the roads.

Deer Effect State Farm Car Insurance Quotes

Wednesday, November 11th, 2009

The three states you are most likely to hit a deer with your car in are West Virginia, Michigan and Pennsylvania according to “Deer-vehicle collisions rise in Pennsylvania.”  The article, by Bob Frye of the Tribune-Review, highlights an expensive issue for car insurance companies.  With an average vehicle repair cost of $2,950 per incident, living in a high-risk state could effect State Farm Car Insurance Quotes.  That repair cost is an increase of 2.5% from last year.

With a 1 in 45 chance of hitting a deer in West Virginia, a 1 in 78 chance in Michigan and a 1 in 97 chance in Pennsylvania, your chances of hitting a deer are double your chances of getting audited by the IRS.  The Insurance Institute for Highway Safety records 1.5 million deer-vehicle crashes every year in the United States.  Unfortunately there are over 150 fatalities.  Car insurance companies also pay out more than $1.1 billion for damaged vehicles.  Whether you agree with the practice of hunting or not, deer hunting season could prove to make the roads in these dangerous states safer for drivers and less costly for car insurance companies.

Interested in an Estrella Insurance Quote?

Friday, November 6th, 2009

Estrella Insurance has been around since 1980.  The company prides itself on excellent customer service and being the top choice for any of your insurance needs.  They offer auto insurance, homeowners insurance, and even commercial insurance and can cover boats, businesses, motorcycles, and recreational vehicles.  Estrella Insurance has close to fifty locations throughout Florida.

There are many ways to obtain an Estrella Insurance Quote if you are interested in one of their policies.  They have access on their website to enter information or to find an agent that can help you either in person or over the phone.  The carinsurancesort.com website can also help you with a quote and even compare car insurance from Estrella to that from other companies.  Shop wisely to find the best coverage at the best price for you.