Archive for September, 2009

Student Discounts with a State Farm Insurance Quote

Thursday, September 24th, 2009

In the Wall Street Journal’s article “Premium Opportunities” by Aleksandra Todorova, the issue of student discounts from State Farm Insurance is discussed.  When teenagers are added to their parents policies, car insurance rates can double.  Once the students head off to college and maintain good grades parents should get a State Farm Insurance Quote to see if they can get a discount.

Since boys typically add more to their parents insurance to start with they usually receive larger good student discounts.  Discounts can range from 9%-35% depending on gender, how much they drive, and some other factors.  Dairyland Insurance can get you numerous car insurance quotes, including for State Farm.  For those thinking that maybe they should just purchase a separate policy for their student, research from Indianapolis shows that adding a student to their policies is an average of $400 cheaper than getting them their own policy.

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Car Insurance from Eastwood Insurance

Friday, September 18th, 2009

Eastwood Insurance Services is an insurance broker in Fullerton, California that specializes in “non-standard” auto insurance.  Since 1989, Eastwood has been a leader in the insurance industry because of their quality sales and service of automobile insurance coverage.  The trademark of Eastwood Insurance is the fact that their policies are custom made for each client, ensuring that individual’s car insurance needs are met.

Since the majority of consumers are looking for ways to get information and complete tasks faster, Eastwood Insurance has made its website the focus of growing into the future.  There is a wealth of information for customers including updates on the company’s expansion, job opportunities, new product offerings, and news from the insurance industry.  It is always wise to search around and check out new insurance companies to compare car insurance.

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Should Drivers Challenge Car Insurance Companies?

Friday, September 11th, 2009

According to “Motorists Advised to Challenge Renewal Costs” by Tim O’Brien of the Irish Times, drivers just may benefit from raising questions to their insurance providers.  Some companies have 18% service charges in addition to 14% increases in the policy cost each year.  It’s up for debate whether these charges are really necessary.

Insurance companies blame cost increases on their rising costs, however this article points out that the statistics from the Irish garda (police) actually showed a very safe year of driving with one of the lowest mortality rates on record.  As worldwide general prices fell, insurance costs for many were still increasing.  Compare car insurance rates with many companies and challenge your current company if they are automatically raising rates and adding costs.

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Car Insurance and DUI

Wednesday, September 2nd, 2009

As we approach the last summer holiday we should all be cognizant of how many cold adult beverages we take in before getting behind the wheel of the car.  Outside of the bodily harm and legal problems driving drunk will cause there is another minor problem that is sometimes overlooked – increased car insurance rates.

According to Insurance.com, a DUI can increase your car insurance rates by as much as 40%.  If you cause an accident while driving drunk your car insurance policy may be cancelled and your drivers license will most likely be suspended.  In any event, a DUI will cost you thousands of additional dollars in car insurance premiums and state department of insurance  filings.

Not all car insurance companies react the same to a DUI.  Some insurers won’t renew your car insurance policy.  While others will provide you coverage at a very high price.  Obviously it’s best to avoid this situation but in the event that you or someone you know is caught driving drunk I encourage them to get comparison car insurance quotes to save what few dollars they have left over after paying for an attorney and other fines.

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